Vehicle & Transportation Insurance

Protection for Every Journey

Whether you're navigating daily commutes, off-road trails, or weekend getaways, your ride deserves the right coverage. At Insurance Designers, we offer vehicle and transportation insurance that adapts to how—and where—you travel. From cars to campers and bikes to boats, we’ve got you covered with smart, affordable protection.



We help clients across Idaho and Utah compare options, understand coverage details, and choose confidently.

Auto Insurance

Coverage for Everyday Drivers

From quick trips to long hauls, our auto insurance policies provide the essential protection you need on the road. We'll help you select the right level of liability, collision, and comprehensive coverage, plus any extras that make sense for your lifestyle.


  • Includes uninsured/underinsured motorist protection
  • Optional roadside assistance and rental car coverage
  • Multi-vehicle and bundle discounts available

RV Insurance

Coverage That Moves With You

Your RV is more than just a vehicle—it’s part home, part adventure. Our RV insurance includes protection for your rig, belongings, liability, and even roadside assistance. Whether it’s a travel trailer or a Class A motorhome, we’ll tailor coverage for how and where you travel.

Motorcycle Insurance

Ride with Confidence, Wherever the Road Leads

Motorcycles come with freedom—and risk. We offer policies that go beyond basic coverage, including protection for your gear, passengers, custom parts, and accessories. Whether it’s a daily ride or a seasonal thrill, we’ll make sure your bike is ready for anything.

ATV Insurance

Off-Road Doesn’t Mean Off-the-Hook

From backwoods trails to wide-open fields, ATVs need more than a helmet and a tank of gas. We offer ATV insurance that covers collisions, damage, theft, and third-party liability—so your fun stays safe no matter the terrain.

Boating Insurance

Smooth Sailing Starts with Smart Coverage

We insure all types of watercraft—from pontoons to powerboats—with options for towing, fuel spills, trailer coverage, personal belongings, and more. Whether your boat is docked, stored, or out on the water, we’ve got it covered from prop to bow.

Classic Car Insurance

For the Cars You Drive Rarely & Cherish Always

Classic and collector vehicles deserve more than standard auto insurance. Our classic car policies are based on agreed value, with flexible mileage limits, restoration protection, and perks for garage-kept vehicles. It’s coverage designed to protect your investment and your passion.

Let’s Customize Your Coverage

One Size Doesn’t Fit All—We’ll Help You Find the Right Fit

We represent more than 30 top-rated carriers, which means more options and better flexibility for you. Whether you're bundling auto and home or covering your full fleet of fun, we’ll help you do it right.

FAQs

Got a question? We’re here to help.

  • Do I need a separate policy for each vehicle?

    Yes—each type of vehicle requires its own specialized policy. But we’ll help you bundle coverage where it makes sense to save money and keep things simple.

  • Does RV insurance cover my belongings inside?

    It can! RV coverage can include protection for your personal items, appliances, and liability—similar to a homeowners policy.

  • How do I insure a motorcycle that’s only used seasonally?

    We’ll help you adjust coverage for off-season storage or create a flexible plan that reflects your usage.

  • Is ATV insurance required?

    It may not be legally required everywhere, but it’s a smart move to protect against injury, damage, or theft—especially when riding on public or shared land.

  • Will my auto insurance cover a rental car?

    In many cases, yes—but not always. We’ll review your policy and let you know whether rental car coverage is included or if you should add it.

  • Can I insure a boat that’s in storage for the winter?

    Yes. We’ll tailor your policy to include storage protection, trailering, and off-season maintenance concerns.

Ready to Protect Your Property?

Let’s Find the Right Fit for Your Space & Budget

Contact Us