Property Insurance

Protect Where You Live

Your home is more than just a place to live—it’s where your life happens. At Insurance Designers, we make it simple to protect what matters most. Whether you own your home or rent your space, we offer personal property insurance options that are flexible, affordable, and designed with your life in mind.



With access to over 30 top carriers, we help you compare and customize coverage that fits your situation—without the guesswork.

Home Insurance

Reliable Protection for Your Home & Everything In It

We help homeowners feel confident about their coverage—from foundation to rooftop and everything inside. Whether you’re just moving in or reviewing an existing policy, we’ll help you cover your property, belongings, and liability so you’re not left guessing when the unexpected happens.


  • Coverage for your home’s structure, attached buildings & personal belongings
  • Protection from fire, storms, theft, water damage & more
  • Personal liability coverage included in every plan
  • Optional add-ons available for valuables, outbuildings & more

Renters Insurance

Smart, Affordable Coverage for What’s Yours

Even if you don’t own your space, renters insurance helps you protect your stuff—and yourself. It’s one of the easiest, most cost-effective ways to prepare for life’s what-ifs.


  • Covers personal property like electronics, clothing, and furniture
  • Includes liability protection for injuries or damage you may cause
  • Offers loss-of-use coverage if your rental becomes unlivable
  • Peace of mind that’s often less than a night out each month

Be Ready Before Disaster Strike

Disasters can happen with little warning. Having a plan—and the right insurance coverage—makes all the difference. Prepare now to protect your family, home, and peace of mind.

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Review Your Insurance Policies

Make sure your coverage includes common regional risks like floods, earthquakes, or wildfires.

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Create an Emergency Kit

Stock essentials like water, food, first-aid supplies, flashlights, and important documents.

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Plan Your Evacuation Routes

Know where to go and how to get there quickly for events like hurricanes, tsunamis, or wildfires.

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Safeguard Important Documents

Keep insurance paperwork, IDs, and medical records in a waterproof, portable container.

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Reinforce Your Home

Strengthen roofs, windows, and doors to better withstand high winds, earthquakes, or volcanic ash.

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Stay Informed

Sign up for local alerts and keep a battery-powered radio handy for real-time updates.

FAQs

Got a question? We’re here to help.

  • Do I need property insurance if I rent my home?

    Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.

  • How much home insurance do I need?

    That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.

  • Is property insurance required by law?

    Homeowners insurance is typically required by lenders if you have a mortgage. Renters insurance may be required by your landlord, but even when it’s not, it’s a smart move. We can help you understand the expectations and benefits in your situation.

  • Can I bundle my home or renters insurance with other policies?

    Absolutely. Bundling your property insurance with auto, umbrella, or even life insurance can simplify your coverage—and often lower your overall cost.

  • Will my home policy cover floods or earthquakes?

    Not by default. These risks usually require separate or additional coverage. We’ll help you assess whether you need them based on where you live and what risks you face.

Ready to Protect Your Property?

Let’s Find the Right Fit for Your Space & Budget

Contact Us