Protect Your Business From the Unexpected

Support the People Behind the Work

Your employees keep your business running—and protecting them is both a legal responsibility and a sign of smart leadership. At Insurance Designers, we help business owners provide essential workplace protection through customized workers compensation and group health insurance policies. Whether you have two employees or two hundred, we’ll help you build a package that fits your team and your budget.

Workers Compensation Insurance

Coverage That Keeps Everyone Moving Forward

Workers compensation insurance provides benefits for employees who are injured or become ill on the job. It’s required in most states, and it protects both your business and your team from financial hardship.


  • Covers medical expenses & lost wages
  • Includes rehabilitation & disability benefits
  • Helps protect your business from lawsuits
  • Required for most businesses in Idaho & Utah

Group Health Insurance

Attract & Retain Talent with Better Benefits

Offering health insurance can be a competitive advantage—and a major morale boost. We help small and mid-sized businesses build group health plans that work for both owners and employees.


  • Plans for small business groups & multi-state teams
  • PPO, HMO, HDHP & supplemental options
  • Prescription drug coverage, wellness & telehealth add-ons
  • Designed to fit your budget, team size & enrollment goals

Build a Safer, Healthier Workplace

Customized Coverage. Personalized Support.

Whether you’re meeting legal requirements or leveling up your employee benefits, we’ll make the process simple. Our team will guide you through plan selection, enrollment, compliance, and renewals—with real support when you need it most.

FAQs

Got a question? We’re here to help.

  • Is workers compensation required for all businesses?

    In most cases, yes. If you have employees—even part-time—you’re likely required to carry workers comp. We can help you understand your obligations based on your state and industry.

  • What does workers comp actually cover?

    It covers medical bills, lost income, rehab, and more for employees hurt on the job. It also protects you from being sued for those injuries in most cases.

  • Can small businesses offer group health insurance?

    Absolutely. Many insurers offer plans for businesses with as few as two employees. We’ll help you find coverage that fits your team and budget.

  • Is group health insurance more affordable than individual plans?

    Often, yes—group rates can be lower per person, and you may qualify for tax incentives or premium-sharing arrangements that ease the cost.

  • Can I combine workers comp and health insurance under one provider?

    Possibly. While they’re separate policies, we can explore bundling options and carrier packages to streamline coverage and billing.

Ready to Protect Your Property?

Let’s Find the Right Fit for Your Space & Budget

Contact Us